Wave's invoicing and accounting software is completely free, and has no usage limits or restrictions. Optional Payment Processing and Payroll services are fully integrated to create a seamless platform for your business finances.

Accounting Wave
Wave's invoicing and accounting software is completely free, and has no usage limits or restrictions. Optional Payment Processing and Payroll services are fully integrated to create a seamless platform for your business finances.
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You need an accounting app—something to make sense of your finances and ensure your bank account isn't at risk of going dry. It's far from the most fun task of your life, listing your expenses and cross-checking ever cent that comes in. But it's the thing that keeps your business going.And with Wave, you can do it for free, keeping all of your financial data in one app without having to worry about copying in transactions and payments from anywhere else. It's even faster than most other apps, with bank payments often processed in 2 business days and most parts of the app loading far faster in the latest design.Read MoreWave's a unique tool. Unlike most accounting apps where you'll buy the software or pay per month, Wave does almost everything for free. Accounting, invoicing, receipt scanning—all free. It pays for that with a few add-on services. Depending on where your business is based, Wave includes a payment processing service with leading rates, a lending tool to get business loans right inside your accounting app, and a payroll app that can automatically deposit your team's paychecks into their bank accounts for a monthly fee for both full-time and contract employees. If you need it all, those extra services are a great way to keep every financial part of your work together. Otherwise you can use Wave's free apps as much as you need.The core accounting tools work great together. Connect Wave to your bank and credit accounts—and Wave works with most, with popular bank listings for a variety of countries we checked—and it can import your transactions automatically. Then, whenever your team spends money, have them scan the receipts with Wave's mobile app or email the receipt to Wave. It'll recognize as much of the text as possible—pulling in dates and prices most reliably in our test—and uses machine learning to tag the transaction type automatically. And it works with multiple currencies, automatically converting the sale price to your core currency to easily manage, say, foreign travel expenses.Wave can watch your bank, PayPal, and Etsy accounts for income to keep tabs on your revenue. Or, if your business typically invoices customers for your work and products, Wave includes tools for that too. Start out with a quote of your service prices, then build an invoice when the work is done. You can customize the basics of the invoice design, and accept payments however you want—including using Wave's built-in payment processing. Wave will remind customers to pay you—or let you regularly charge their card automatically for your repeat customers. Once they've paid, you'll be able to track of those payments in your accounting tab along with the rest of your financial data.With that much data in one place, Wave's reports help you keep tabs on your financials. You can see everything from your total paid sales tax to the gain or losses you maid on foreign currency transactions—pulled in automatically from your invoice payments and scanned receipts. And, you can take your data with you, with CSV and PDF exports available in Wave's reports and most of its core data pages.By the time you've calculated all of your team's expenses from receipts, you won't want another bill to add to your outflows. So don't. Wave lets you do accounting for free—and only pay for features that keep your team happy and help you get paid.Originally published July 4, 2017; updated August 25, 2018 with new pricing, screenshots, and features.


List Accounts
List chart of accounts for business.
New Business
Triggers when a new business is added to your account.
New Country
Triggers when a new country is created.
New Currency
Triggers when a new currency is created.
New Customer
Triggers when a new customer is added to a business you choose.
New Invoice
Triggers when a new invoice is created.
New Province
Triggers when a new province is created.
List Sales Taxes
List sales taxes for business.
Sold Products and Services
Sold Products and Services
Create Customer
Creates a customer in a business that you choose.
Create Invoice
Creates a new invoice.
Create Product or Service
Creates a product or service in a business that you choose.
Record Sale
Records an Income transaction with optional Sales Tax and optional Payment Processing Fee.
Find Business
Find an existing business.
Find Customer
Finds an existing customer.
Find Sold Product or Service
Finds an existing product or service by name.
Find or Create Customer
Finds an existing customer.

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